About PolicyPath
PolicyPath is your trusted guide to navigating the complex world of insurance. We believe everyone deserves access to clear, unbiased information about their coverage options.
Our Mission
To help Americans understand their insurance options and make informed decisions that protect their families and financial futures.
Insurance is complicated. Premiums, deductibles, coverage limits, exclusions—it’s easy to feel overwhelmed. We created PolicyPath to cut through the jargon and give you the information you need to make confident decisions about protecting yourself, your family, and your business.
What We Offer
- Comprehensive Guides - In-depth coverage of all insurance types including health, life, auto, home, business, and specialty insurance
- State-Specific Information - Requirements, costs, and resources tailored to all 50 states
- Audience-Focused Content - Guidance for your life situation, from young adults to retirees
- Educational Resources - Interactive tools, calculators, checklists, and a complete glossary
Our Editorial Standards
We take accuracy seriously. Insurance is a YMYL (Your Money, Your Life) topic, and bad information can have real consequences.
How We Research
- Primary sources first - We use official data from state insurance departments, the NAIC (opens in new tab) , CMS (opens in new tab) , and regulatory filings
- Industry expertise - We reference reports from the Insurance Information Institute (opens in new tab) , Kaiser Family Foundation (opens in new tab) , and other authoritative organizations
- Regular updates - Insurance costs and regulations change frequently; we review and update content to reflect current information
Our Content Process
- Research - We gather data from official regulatory and industry sources
- Writing - Content is written in plain language, avoiding unnecessary jargon
- Fact-checking - Statistics and requirements are verified against primary sources
- Review - Content is reviewed for accuracy, clarity, and completeness
- Updates - We monitor for changes and update content as needed
What We Don’t Do
- We don’t sell insurance - We’re not agents, brokers, or affiliated with insurers
- We don’t provide personalized advice - For individual situations, consult a licensed professional
- We don’t accept payment for recommendations - Our content recommendations are based solely on what we believe is best for consumers
Learn more about our data sources and methodology: Data Sources & Methodology
Editorial Independence
PolicyPath is editorially independent. Our content is not influenced by:
- Insurance companies or agents
- Advertisers (current or potential)
- Affiliate relationships
If we ever feature advertising, it will be clearly labeled and will not affect our editorial recommendations.
Our Team
PolicyPath is created by a team committed to financial literacy and consumer education. Our editorial approach prioritizes:
- Accuracy over speed
- Clarity over complexity
- Usefulness over volume
We believe insurance education should be accessible to everyone, regardless of their financial background.
Contact Us
Have questions or feedback? We’d love to hear from you. Visit our contact page to get in touch.
We welcome:
- Corrections or factual errors
- Suggestions for new topics
- Questions about insurance (though we can’t provide personalized advice)
- Feedback on how to improve our resources
Transparency
- Founded: 2025
- Focus: Insurance education for American consumers
- Business model: Currently founder-supported; may explore non-intrusive advertising
- Affiliations: None with insurance companies, agents, or brokers