Wedding Insurance

Last updated: December 9, 2025 Recently updated

Wedding Insurance Guide

Coverage for wedding cancellation, postponement, and liability

Not sure what coverage you need? Take our free 2-minute quiz to get personalized insurance recommendations.

What is Wedding Insurance?

Wedding Insurance provides essential protection for you and your family. Understanding how it works helps you make better coverage decisions.

Key Features

Coverage details and benefits
What’s typically included
Common exclusions to be aware of
Cost factors that affect premiums

Who Needs Wedding Insurance?

Learn whether this type of coverage is right for your situation and how to determine the appropriate coverage amount.

How to Choose a Policy

Tips for comparing policies, understanding terms, and finding the best value for your needs.

Frequently Asked Questions

Common questions about wedding insurance answered.

Getting Married Checklist - Complete wedding insurance checklist

Insurance for Young Families - Coverage for your new household

Data Sources

Wedding insurance data in this guide come from The Knot (opens in new tab) , WeddingWire (opens in new tab) annual surveys, and event insurance provider rate data. Learn more about our data collection methods on our Methodology page.

Frequently Asked Questions

What does wedding insurance cover?

Wedding insurance typically covers cancellation/postponement (vendor bankruptcy, severe weather, illness), lost deposits, damaged attire, lost rings, and liability at the venue. Some policies cover military deployment, change of heart (at higher premiums), and vendor no-shows.

How much does wedding insurance cost?

Basic wedding insurance starts around $150-$300 for coverage limits of $25,000-$50,000. More comprehensive coverage with higher limits and liability protection costs $300-$600 or more. The cost is typically 1-2% of your total wedding budget.

When should I buy wedding insurance?

Buy wedding insurance as soon as you make your first vendor deposit. Most cancellation coverage only applies to future events—you can’t buy insurance after problems arise. Purchase within the first few months of planning to maximize protection for all deposits.