Sections

Insurance Resources

Find helpful references to understand insurance better and make informed coverage decisions.

Decision Tools

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Reference Tools

Life Event Checklists

Major life changes often require updating your coverage. Our checklists guide you through insurance decisions for key transitions:

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Claims Guides

Step-by-step help when you need to file an insurance claim:

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Coverage Review

About Our Data

Official Resources

Government and industry resources for official information:

Frequently Asked Questions

How do I know which insurance I need?
Start with our Coverage Quiz—it takes 2 minutes and recommends coverage based on your life situation. For deeper analysis, use our Insurance Coverage Checklist which walks through each insurance type and helps you assess your specific needs.
Where can I find average insurance costs?
Our Insurance Costs Quick Reference page shows state-by-state cost tables for auto, health, and home insurance. For detailed analysis by state, browse our Insurance Cost Guides which include factors affecting rates in each location.
How do I understand insurance terminology?
Our Insurance Glossary explains over 100 common insurance terms in plain language. Each definition includes examples and context to help you understand what the terms mean for your coverage decisions.
What should I do when my life situation changes?
Major life events—like getting married, having a baby, or starting a business—often require updating your insurance. Check our Life Event Checklists for step-by-step guides that cover exactly which insurance decisions you need to make and when.
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Free auto insurance calculator to help determine the right coverage levels for your vehicle, assets, and budget. Get personalized liability, collision, and comprehensive recommendations.

Free calculator to compare higher deductibles vs lower premiums. Find your break-even point and see which option saves money based on your expected claims.

Step-by-step guide to filing homeowners or renters insurance claims. Covers property damage, theft, and liability claims with documentation checklists.

Step-by-step guide to filing a car insurance claim after an accident. Includes documentation checklist, timeline expectations, and tips for getting a fair settlement.

Learn where PolicyPath's insurance cost data comes from, how we calculate averages, and when information is updated.

Interactive insurance cost data for all 50 US states. Compare auto, health, and home insurance premiums with our comprehensive metrics database.