Frequently asked questions about insurance - coverage basics, claims, costs, and how to choose the right policies.
Insurance Resources
Find helpful references to understand insurance better and make informed coverage decisions.
Decision Tools
- Coverage Quiz - Answer 6 questions to find which insurance types you need
- Life Insurance Needs Calculator - Calculate how much coverage you need using the DIME method
Reference Tools
- Insurance Glossary - Common insurance terms explained in plain language
- Insurance FAQ - Frequently asked questions answered clearly
- Insurance Cost Guides - Compare rates by type, state, and coverage
- Insurance Costs Quick Reference - State-by-state cost tables at a glance
Life Event Checklists
Major life changes often require updating your coverage. Our checklists guide you through insurance decisions for key transitions:
- Getting Married - Combining coverage as a couple
- Having a Baby - Adding your child to coverage
- Moving States - Transferring and updating policies
- Starting a Business - Essential business coverage
- Going Freelance - Self-employment insurance needs
- Retiring - Medicare and retirement coverage
View All Life Event Checklists →
Claims Guides
Step-by-step help when you need to file an insurance claim:
- Auto Insurance Claims - What to do after an accident
- Home Insurance Claims - Filing property damage claims
- Health Insurance Claims - EOBs, appeals, and pre-authorization
Coverage Review
- Insurance Coverage Checklist - Comprehensive review of your insurance needs
- Insurance Metrics - Industry statistics and benchmarks
About Our Data
- Data Sources & Methodology - Where our data comes from and how we calculate averages
Official Resources
Government and industry resources for official information:
- NAIC Consumer Resources (opens in new tab) - State regulator consumer tools and guides
- HealthCare.gov (opens in new tab) - Official ACA marketplace
- Medicare.gov (opens in new tab) - Medicare information and enrollment
- III Insurance Basics (opens in new tab) - Insurance Information Institute education
- Find Your State Insurance Department (opens in new tab) - File complaints, verify agents
Frequently Asked Questions
How do I know which insurance I need?
Start with our Coverage Quiz—it takes 2 minutes and recommends coverage based on your life situation. For deeper analysis, use our Insurance Coverage Checklist which walks through each insurance type and helps you assess your specific needs.
Where can I find average insurance costs?
Our Insurance Costs Quick Reference page shows state-by-state cost tables for auto, health, and home insurance. For detailed analysis by state, browse our Insurance Cost Guides which include factors affecting rates in each location.
How do I understand insurance terminology?
Our Insurance Glossary explains over 100 common insurance terms in plain language. Each definition includes examples and context to help you understand what the terms mean for your coverage decisions.
What should I do when my life situation changes?
Major life events—like getting married, having a baby, or starting a business—often require updating your insurance. Check our Life Event Checklists for step-by-step guides that cover exactly which insurance decisions you need to make and when.
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